Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

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Struggling With Debt? 3 Key Steps to Fix Your Finances | Episode 389

Struggling With Debt? 3 Key Steps to Fix Your Finances | Episode 389

Struggling with debt? In this episode, we share 3 key steps to fix your finances - from recognising the problem and shifting your mindset, to building a roadmap with clear goals, structure, and accoun...

16 Okt 202520min

Live Webinar: A Guide to Cutting Debt and Growing Wealth

Live Webinar: A Guide to Cutting Debt and Growing Wealth

Stop giving the banks your hard-earned money - learn how to cut debt and grow wealth faster.In this live webinar, we cover smart debt-reduction strategies, how to pay off your mortgage faster, the rol...

15 Okt 202559min

OCR Breakdown: Will Interest Rates Drop Below 4%? | Episode 387

OCR Breakdown: Will Interest Rates Drop Below 4%? | Episode 387

The OCR has been cut - but is this just the beginning for falling interest rates? In this episode, we break down the 50-basis-point cut, its impact on mortgages, business confidence, and house prices,...

14 Okt 202512min

Are Kiwi Business Owners Over-Taxed? Provisional Tax Explained Ft. Matt Harris| Episode 386

Are Kiwi Business Owners Over-Taxed? Provisional Tax Explained Ft. Matt Harris| Episode 386

Provisional tax catches out thousands of Kiwi business owners every year.In this episode, Matthew Harris breaks down what provisional tax really is, why it’s so often misunderstood, the common mistake...

12 Okt 202514min

Why It’s Expensive to Be Poor | Episode 385

Why It’s Expensive to Be Poor | Episode 385

Sometimes the habits that feel frugal are actually draining your wallet. In this episode, Jess and Makayla unpack why “it’s expensive to be poor” - exploring how buying cheap, renting long-term, skipp...

9 Okt 202518min

Inside a Financial Plan Ep2: KiwiSaver, Crypto & Property - The Strategy Session

Inside a Financial Plan Ep2: KiwiSaver, Crypto & Property - The Strategy Session

Episode 2 of our mini-series dives into strategy - James works with Rachel and Dion to break down how their money is invested across KiwiSaver, crypto, Sharesies, and their mortgage. Together they exp...

7 Okt 202555min

KiwiSaver Crisis: Why You’ll Go Broke in Retirement | Episode 383

KiwiSaver Crisis: Why You’ll Go Broke in Retirement | Episode 383

KiwiSaver won’t save your retirement - and it’s time Kiwis faced that reality.In this episode, Mike and James reveal the harsh truth behind New Zealand’s retirement crisis, unpacking why low contribut...

5 Okt 202512min

OCR Predictions: How Low Will Mortgage Rates Go?! Ft. Matt Harris | Episode 383

OCR Predictions: How Low Will Mortgage Rates Go?! Ft. Matt Harris | Episode 383

How low could mortgage rates really go? 👀In this episode, we break down the Reserve Bank’s latest moves, discuss predictions for OCR cuts, explore what falling interest rates mean for mortgages, and ...

3 Okt 202516min

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