Decoding Credit History: How Reports, Scores, and Algorithms Shape Your Financial Future
Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!In this episode, we dive into the complex world of credit history, breaking down the difference ...
30 Dec 202533min
Understanding Credit History: Reports, Scores, and Financial Impact
Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!In this episode, we break down the fundamentals of credit history—the record of a borrower’s res...
30 Dec 202531min
Demystifying APY: Compounding Interest and the Truth in Savings
Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!In this episode, we break down the Annual Percentage Yield (APY), a normalized representation of...
30 Dec 202532min
Inside FICO: The History, Power, and Legal Battles Behind Your Credit Score
Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!In this episode, we dive into the story of FICO (Fair Isaac Corporation), the data analytics gia...
30 Dec 202526min
Lock It Down: How Credit Freezes Protect Your Identity
Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!In this episode, we break down the "credit freeze," a security tool that allows you to lock your...
30 Dec 202527min
Credit Bureaus: The Hidden History and Power of Financial Surveillance
Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!In this episode, we explore the complex world of credit bureaus—the data collection agencies tha...
30 Dec 202541min
Deep Dive: Experian—The Credit Giant’s History of Data Breaches and Brokerage
Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!In this episode, we profile Experian, a multinational data broker and one of the "Big Three" cre...
30 Dec 202529min
Deep Dive: TransUnion – Credit Data, Acquisitions, and Legal Controversies
Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!In this episode, we explore TransUnion, the Chicago-based credit reporting agency that maintains...
30 Dec 202536min
