143. Why I Don’t Believe in New Year’s Resolutions + My Gentle Reset and Reflection for 2026

143. Why I Don’t Believe in New Year’s Resolutions + My Gentle Reset and Reflection for 2026

The start of a new year comes with a lot of pressure - to rebrand, overhaul your life, and fix everything all at once. In this episode, I’m sharing why I don’t believe in New Year’s resolutions, why I think they fail most people, and how I approach resetting in a way that actually lasts.


We walk through a real reflection on 2025: what changed my life, what habits worked, what didn’t, and where I got in my own way. Then I share how I’m setting themes (not resolutions) for 2026 across money, wellness, routines, home, and career - plus the systems I’m putting in place to support them.


Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/


BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 NEW RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator


💳 Tools + Cards I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://wealthlink.me/michela-sofi-hysa

AmEx Platinum: https://tinyurl.com/mpf7u7uy

Bilt Rewards: https://tinyurl.com/4kd8s33a

Blue Cash Everyday: https://tinyurl.com/yrcbr2ac


All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: michela@breakyourbudget.com

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca


TIMESTAMPS:

00:00 — Intro: why I hate the pressure of New Year rebrands

02:00 — Why New Year’s resolutions don’t work (and abandonment day)

04:00 — No-buy years vs. no-buy January (and why extremes fail)

06:00 — How I think about change: slow, intentional, lifestyle-based

08:00 — Reflecting on 2025: what changed my life

12:00 — Habits that worked: phone boundaries, sleep, cleanliness

15:00 — What didn’t work: cooking ruts, hermit mode, adjustment periods

19:00 — Setting themes for 2026 instead of resolutions

23:00 — Who I want to be by the end of 2026

30:00 — January rituals, documentaries, and closing reflections

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Jaksot(175)

174. How to Become a Morning Person | 6 Tips to Make Your Mornings Better That Actually Stick

174. How to Become a Morning Person | 6 Tips to Make Your Mornings Better That Actually Stick

Want to become a morning person but can't make it stick? In this episode I'm breaking down exactly how I trained myself to actually enjoy waking up early, and why I don't think it has anything to do w...

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173. The “Type A” Systems That Make My Life Run Smoothly | How I Stay EXTREMELY Organized

173. The “Type A” Systems That Make My Life Run Smoothly | How I Stay EXTREMELY Organized

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5 Elo 36min

172. Your Job Is Not Your Identity: How to Separate Who You Are From What You Do

172. Your Job Is Not Your Identity: How to Separate Who You Are From What You Do

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29 Heinä 44min

171. Why Your Life Feels Harder Than It Needs To | How to Remove Daily Friction and Live on ~Easy Mode~

171. Why Your Life Feels Harder Than It Needs To | How to Remove Daily Friction and Live on ~Easy Mode~

If your days have been feeling harder than they should, the problem may not be your discipline - it's friction. In this episode I break down the five areas of your life where invisible resistance is m...

22 Heinä 36min

170. How to Become a High-Performer in Your Own Life | Habits That Make Me Successful & What I'm Changing

170. How to Become a High-Performer in Your Own Life | Habits That Make Me Successful & What I'm Changing

High performance isn't about waking up at 4AM, cold plunging, or adding more to your already full plate. In this episode I break down the three things that actually separate high performers from every...

15 Heinä 49min

169. 30 Life Lessons I Wish I Knew Sooner | Big Sister Chat on My 31st Birthday!

169. 30 Life Lessons I Wish I Knew Sooner | Big Sister Chat on My 31st Birthday!

I just wrapped my first year of my 30s, and I'm sharing the 30 biggest lessons I learned along the way. From de-centering your age to normalizing changing your mind to finally getting your money basic...

8 Heinä 56min

168. Why You Can't Focus and the Framework to Actually Fix It (A Complete Guide to Deep Work)

168. Why You Can't Focus and the Framework to Actually Fix It (A Complete Guide to Deep Work)

Last year I went on a business retreat in Austin that completely changed how I think about working, and it all comes down to one thing: deep work. In this episode I break down Cal Newport's framework ...

1 Heinä 35min

167. How To Evaluate a Purchase or Brand: The Questions You Should Be Asking Before You Buy Anything

167. How To Evaluate a Purchase or Brand: The Questions You Should Be Asking Before You Buy Anything

Is that brand actually worth it, or are you just paying for marketing? In this episode I walk through my full buy less, buy better framework — how I evaluate brand ROI, how to actually read a material...

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