157. Why I Changed My Mind About Where I Want to Live | Chicago to LA Q+A (very honest)

157. Why I Changed My Mind About Where I Want to Live | Chicago to LA Q+A (very honest)

I’m officially back in Los Angeles after living in Chicago for the past year and a half, and in this episode, I’m walking through the full decision behind that move. This is not a dramatic story - it's a clear reflection of what happens when you try something new, gather real data from your life, and then make a decision that actually aligns with what you value. I break down why I moved to Chicago in the first place, why it ultimately did not work for me, and what made Los Angeles the right fit again. We also get into a full comparison of Chicago vs LA, including lifestyle differences, social culture, career opportunities, and day-to-day quality of life. If you are thinking about moving, feeling stuck where you are, or questioning whether a big life change is the right move, this episode will give you a grounded and practical framework for thinking through that decision.


Get Your Roadway Quote with my code YOURBUDGET10: https://rdwaymov.co/4b4Pgeq


Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/


Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit


BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator


💳 Tools + Cards I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

AmEx Platinum: https://tinyurl.com/2zx4vura

Bilt Rewards: https://tinyurl.com/4kd8s33a

Blue Cash Everyday: https://tinyurl.com/yrcbr2ac


All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: michela@breakyourbudget.com

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📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca


TIMESTAMPS:

00:00 – Life update: moving back to LA

02:00 – Why I chose to move to Chicago

07:40 – Why I decided to leave Chicago

14:00 – Why LA fits my life better now

16:00 – Renting vs buying and long-term plans

18:00 – Cost of living: LA vs Chicago breakdown

24:00 – Chicago vs LA: pros and cons

38:30 – How this move will change my content

42:00 – How I budgeted and planned the move

50:00 – What I learned and final reflections

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Jaksot(175)

174. How to Become a Morning Person | 6 Tips to Make Your Mornings Better That Actually Stick

174. How to Become a Morning Person | 6 Tips to Make Your Mornings Better That Actually Stick

Want to become a morning person but can't make it stick? In this episode I'm breaking down exactly how I trained myself to actually enjoy waking up early, and why I don't think it has anything to do w...

12 Elo 45min

173. The “Type A” Systems That Make My Life Run Smoothly | How I Stay EXTREMELY Organized

173. The “Type A” Systems That Make My Life Run Smoothly | How I Stay EXTREMELY Organized

These are the Type A habits, routines and organizational systems I use to make my life easier across my home, schedule, phone, finances, self-maintenance and mental load. Being Type A often gets confu...

5 Elo 36min

172. Your Job Is Not Your Identity: How to Separate Who You Are From What You Do

172. Your Job Is Not Your Identity: How to Separate Who You Are From What You Do

If your job title feels like your entire life - or you’re afraid to change careers because of what you might lose - this episode is for you. 4.5 years after leaving corporate, I’m sharing what it real...

29 Heinä 44min

171. Why Your Life Feels Harder Than It Needs To | How to Remove Daily Friction and Live on ~Easy Mode~

171. Why Your Life Feels Harder Than It Needs To | How to Remove Daily Friction and Live on ~Easy Mode~

If your days have been feeling harder than they should, the problem may not be your discipline - it's friction. In this episode I break down the five areas of your life where invisible resistance is m...

22 Heinä 36min

170. How to Become a High-Performer in Your Own Life | Habits That Make Me Successful & What I'm Changing

170. How to Become a High-Performer in Your Own Life | Habits That Make Me Successful & What I'm Changing

High performance isn't about waking up at 4AM, cold plunging, or adding more to your already full plate. In this episode I break down the three things that actually separate high performers from every...

15 Heinä 49min

169. 30 Life Lessons I Wish I Knew Sooner | Big Sister Chat on My 31st Birthday!

169. 30 Life Lessons I Wish I Knew Sooner | Big Sister Chat on My 31st Birthday!

I just wrapped my first year of my 30s, and I'm sharing the 30 biggest lessons I learned along the way. From de-centering your age to normalizing changing your mind to finally getting your money basic...

8 Heinä 56min

168. Why You Can't Focus and the Framework to Actually Fix It (A Complete Guide to Deep Work)

168. Why You Can't Focus and the Framework to Actually Fix It (A Complete Guide to Deep Work)

Last year I went on a business retreat in Austin that completely changed how I think about working, and it all comes down to one thing: deep work. In this episode I break down Cal Newport's framework ...

1 Heinä 35min

167. How To Evaluate a Purchase or Brand: The Questions You Should Be Asking Before You Buy Anything

167. How To Evaluate a Purchase or Brand: The Questions You Should Be Asking Before You Buy Anything

Is that brand actually worth it, or are you just paying for marketing? In this episode I walk through my full buy less, buy better framework — how I evaluate brand ROI, how to actually read a material...

24 Kesä 45min

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