Building Healthy Financial Habits | S1E6

Christie Smith is the Interim President and CEO of Acclaim Federal Credit Union and faithful volunteer and Peer Advocate at The Pregnancy Network. Discover how to shift your mindset, create an accurate budget, access practical resources to inform yourself on financial health, and be empowered in your finances in Christie's episode.

0:23 - Christie's Introduction

1:33 - The Biggest Challenge Women Face in Their Financial Lives

2:40 - Small Steps to Build Healthy Financial Habits

4:16 - Shifting Your Mindset Around Finances

6:42 - Creating a Budget When Money is Tight

8:37 - Is it easier to reduce your expenses or increase income?

10:06 - How long does it take to create an accurate budget?

11:07 - Benefits of Banking With a Credit Union

14:35 - Saving for Your Future and Your Children's Futures

18:22 - Do you recommend using credit cards?

22:49 - Preparing Financially For a Baby You Weren't Expecting

27:20 - Resources Available to Women Wanting to Learn About Finances

29:37 - Christie's Why for Serving People

Acclaim Federal Credit Union's Wellness Center - https://acclaim.banzai.org/wellness

Christie shared these additional resources in addition to her notes on each of them:

"The Total Money Makeover" by Dave Ramsey: This book provides a step-by-step plan for taking control of your finances and budgeting effectively.

"Your Money or Your Life" by Vicki Robin and Joe Dominguez: It offers a unique perspective on managing money and achieving financial independence through budgeting and mindful spending.

"I Will Teach You to Be Rich" by Ramit Sethi: This book covers practical strategies for automating your finances and creating a budget that aligns with your financial goals.

"The Budget Kit: The Common Cents Money Management Workbook" by Judy Lawrence: A workbook-style guide that helps you create and maintain a budget that works for you.

"Broke Millennial: Stop Scraping By and Get Your Financial Life Together" by Erin Lowry: Geared towards younger readers, this book offers practical advice on budgeting and financial planning.

"Zero-Sum Budgeting: A Simple Strategy for Monthly Success" by Peter Geiger: A concise guide to zero-sum budgeting, a method that assigns every dollar a specific purpose in your budget.