31. Financial Routines to Build Long-Term Wealth

31. Financial Routines to Build Long-Term Wealth

This week Michela shares a life update and then deep dives on financial routines. The benefits of a financial routine plus how to work through a weekly money routine and a monthly money routine. If you struggle to budget, to stick to a budget, or with overspending, then you'll benefit A LOT from a financial routine!


ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd

GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book


ClassPass Referral: https://classpass.com/refer/VFFN4T311

LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget



DIGITAL PLANNER: https://bit.ly/3yXbVW7

Increase Your Income Masterclass: https://bit.ly/3JXjUt9

Personal Finance Starter Kit: https://bit.ly/3Jg2N5l

High-Yield Savings Account Guide: https://bit.ly/409p62A

Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0


TEMPLATES & RESOURCES:

Personal Finance Dashboard: https://bit.ly/3zC9k5b

Be Your Own Boss: https://bit.ly/3ckG9ef

Own Your Career Template: https://bit.ly/3ba0X7K

4-Week Financial Plan: https://bit.ly/3H3jT5t


DON'T DEPEND ON DADDY: https://anchor.fm/breakyourbudget

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Jaksot(183)

182. How to Structure the Perfect Fall Weekend | Intentional & Anti-Seasonal Overconsumption

182. How to Structure the Perfect Fall Weekend | Intentional & Anti-Seasonal Overconsumption

After the response to my perfect summer weekend episode, I'm back with the fall version! I'm breaking down exactly how I structure the perfect fall weekend, intentionally and without falling into the ...

7 Loka 45min

181. Micro Habits That Actually Work | 10 Tiny Changes That Made A Huge Difference

181. Micro Habits That Actually Work | 10 Tiny Changes That Made A Huge Difference

I've been spending extra time this year focusing on the tiny details of my everyday routine, and it's made a huge compounding difference! Today I'm sharing 10 micro habits (most take 5 minutes or less...

30 Syys 35min

180. 6 Life-Changing Nonfiction Books | Habits, Focus, Money & More

180. 6 Life-Changing Nonfiction Books | Habits, Focus, Money & More

These are the 6 nonfiction books that have actually changed my life, and I'm not being dramatic. These are books that continuously show up in how I operate, how I think, how I run my business, and the...

23 Syys 54min

179. My Fall 2026 State of the Union | Ins, Outs & Full Seasonal Curriculum

179. My Fall 2026 State of the Union | Ins, Outs & Full Seasonal Curriculum

My fall State of the Union and seasonal curriculum episode is here, and this one's a big one!! I'm breaking down what's in and out (for me) this fall, plus my full curriculum: what I'm learning, readi...

16 Syys 50min

178. Your Morning Starts The Night Before | My 2026 Full Nighttime Routine as an Early Riser

178. Your Morning Starts The Night Before | My 2026 Full Nighttime Routine as an Early Riser

I don't think nighttime routines get enough credit for how much they set up your entire next day! So for this episode, I'm breaking down my full nighttime routine and why I think most of the work for ...

9 Syys 37min

177. How To Actually "Adult" | Master These 4 Life Skills You Weren't Taught in School

177. How To Actually "Adult" | Master These 4 Life Skills You Weren't Taught in School

Nobody taught you these 4 life skills, and that's not on you. It's crazy to me that you can go to school for 18+ years and still have no idea how to feed yourself, read a pay stub, or have an uncomfor...

2 Syys 57min

176. 15 Things I Stopped Caring About in My 30s & Why I'm So Much Happier Now

176. 15 Things I Stopped Caring About in My 30s & Why I'm So Much Happier Now

Getting older comes with a lot of gifts, and one of the best ones is realizing just how many things you used to stress about that genuinely don't matter anymore. This episode is a direct follow-up to ...

26 Elo 43min

175. How to Be More Confident Spending Time Alone | 5 Things That Changed How I Think About Loneliness

175. How to Be More Confident Spending Time Alone | 5 Things That Changed How I Think About Loneliness

If you've ever felt like a loser for not having Friday night plans or like a "weirdo" for spending too much time alone...this episode is for you. I'll walk through my story first, including the impuls...

19 Elo 48min

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