73. Ask Michela: Becoming a Morning Person, Balancing Financial Goals, Saving Too Much, and More!

73. Ask Michela: Becoming a Morning Person, Balancing Financial Goals, Saving Too Much, and More!

OWN YOUR CAREER:

https://breakyourbudget.com/oyc-book

FREE FINANCIAL PLAN CRASH COURSE:

https://breakyourbudget.myflodesk.com/rojmq2zecg

Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

All Other Resources:

www.breakyourbudget.com/links


On this episode of DDOD, Michela answers your money/career/life questions! From how to stop impulse spending to optimizing your time while working from home. Here are the questions she covers:

-How do I stop impulse spending on clothes and shopping?

-What HYSA do you recommend? What bank accounts do you use?

-Do you have recommendations for the car buying process?

-Is there such thing as “saving too much?”

-Do you have advice for job hunters that are desperate to get out of a toxic job?

-How to decide between paying off medium interest debt and investing?

How to optimize efficiency when working from home?

-How to become a morning person?

-How do you structure your business?

-Have I read ‘Die With Zero’ and what do I think about the strategy?

-Advice for balancing saving for retirement and medium term goals like a down payment?

-Reasons for wanting to move away from LA?


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Jaksot(183)

182. How to Structure the Perfect Fall Weekend | Intentional & Anti-Seasonal Overconsumption

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181. Micro Habits That Actually Work | 10 Tiny Changes That Made A Huge Difference

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180. 6 Life-Changing Nonfiction Books | Habits, Focus, Money & More

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These are the 6 nonfiction books that have actually changed my life, and I'm not being dramatic. These are books that continuously show up in how I operate, how I think, how I run my business, and the...

23 Syys 54min

179. My Fall 2026 State of the Union | Ins, Outs & Full Seasonal Curriculum

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My fall State of the Union and seasonal curriculum episode is here, and this one's a big one!! I'm breaking down what's in and out (for me) this fall, plus my full curriculum: what I'm learning, readi...

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178. Your Morning Starts The Night Before | My 2026 Full Nighttime Routine as an Early Riser

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177. How To Actually "Adult" | Master These 4 Life Skills You Weren't Taught in School

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Nobody taught you these 4 life skills, and that's not on you. It's crazy to me that you can go to school for 18+ years and still have no idea how to feed yourself, read a pay stub, or have an uncomfor...

2 Syys 57min

176. 15 Things I Stopped Caring About in My 30s & Why I'm So Much Happier Now

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Getting older comes with a lot of gifts, and one of the best ones is realizing just how many things you used to stress about that genuinely don't matter anymore. This episode is a direct follow-up to ...

26 Elo 43min

175. How to Be More Confident Spending Time Alone | 5 Things That Changed How I Think About Loneliness

175. How to Be More Confident Spending Time Alone | 5 Things That Changed How I Think About Loneliness

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19 Elo 48min

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