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Agenda:

00:00 – Is "having a vision" actually killing great product teams?

03:15 – Why do most products suck—and what separates the great ones?

07:20 – Should we kill the PM role entirely? Fernando says maybe.

11:45 – Is Monzo's obsession with trust more powerful than speed?

16:10 – What's the #1 reason internal tools will never replace SaaS?

21:00 – Will AI wipe out the need for designers and PMs?

26:30 – Is it arrogant for product teams to protect users from "bad" choices?

32:15 – What's the future of product when OpenAI controls the whole stack?

37:40 – What Monzo product blew up—and why no one saw it coming?

42:55 – Can a bank built on principles really become a $100B company?

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