23. Money Confidence & Building Wealth in Midlife with Krystal Stearns, Top 1% Loan Officer Nationwide

23. Money Confidence & Building Wealth in Midlife with Krystal Stearns, Top 1% Loan Officer Nationwide

In this episode of Girlfriend’s Guide to Midlife podcast, I’m joined by the powerhouse Krystal Stearns—a single mom of four, one of the top female loan officers in the country, and a total wealth-building boss.

We’re talking all things money, mindset, and making smart moves in midlife. Krystal opens up about how she built her success in the mortgage and real estate world, how she manages ten (yes, TEN!) investment properties, and why financial independence is such a game-changer for women.

Whether you're starting over, leveling up, or just craving more confidence with your money, this episode is packed with real-life tips and inspiration you can actually use.

Here’s what we chat about: 💰 How Krystal built her wealth—and how you can too 🏡 Why real estate is her favorite wealth-building tool 🧠 The mindset shifts that helped her become financially free 💡 Smart strategies for getting started, even if you're brand new 📈 Real talk on mortgages, market trends, and investing with intention 🌱 And the importance of giving back once you’ve built something meaningful

You’re going to love Krystal’s no-nonsense, heart-forward advice—and walk away with ideas you can start putting into motion today.

Come Connect with Me & Other Girlfriend’s in Midlife:

Follow Me on Instagram

Follow the Podcast on Instagram

Join the Girlfriend’s Guide to Midlife Facebook Community

girlfriendsmidlifepodcast@gmail.com

Follow Krystal on Instagram

www.applywithkrystal.com

Psychology of Money by Morgan Housel

You Are A Badass at Making Money by Jen Sincero

Thank you for tuning in to this episode! I’m so grateful to have you here as part of this incredible community of women navigating midlife with grace, courage, and curiosity. Remember, this season of life is full of opportunities to rediscover yourself, embrace your wisdom, and live with renewed purpose.

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Episoder(37)

36. From Burnout to Balance – The Real Midlife Health Journey (feat.Adrian Mamikonian)

36. From Burnout to Balance – The Real Midlife Health Journey (feat.Adrian Mamikonian)

Today’s guest, Adrian Mamikonian, is the epitome of grace, grit, and growth—and she’s walking proof that midlife reinvention is not only possible, it’s powerful. Adrian is a 46-year-old mom of four (y...

7 Aug 202546min

35. SOLO: Your 31-Day Belief & Gratitude Walk Challenge

35. SOLO: Your 31-Day Belief & Gratitude Walk Challenge

Episode 35: Your 31-Day Belief & Gratitude Walk Challenge Hey friend, and welcome back to The Girlfriend’s Guide to Midlife — a space where we do real life together. Today’s episode is a solo one with...

31 Jul 20259min

34. Why Mindset Matters Most in Midlife (Katie’s Story of Growth + Grit)

34. Why Mindset Matters Most in Midlife (Katie’s Story of Growth + Grit)

In this episode of Girlfriend’s Guide to Midlife, I sit down with the inspiring Katie Sevenants, a 62-years-young serial entrepreneur, proud mom and Gigi to three, and the woman behind The Midlife Mak...

24 Jul 202544min

33. Dear Cathy - Faith, Intuition & Midlife Reinvention (Feat. Ravyn Robinson-Barco)

33. Dear Cathy - Faith, Intuition & Midlife Reinvention (Feat. Ravyn Robinson-Barco)

✨ In this heartfelt Dear Cathy episode, Cathy welcomes back her dear friend Ravyn Robinson-Barco for a powerful follow-up to Episode 32. After sharing her story of surviving a car accident and steppin...

17 Jul 202551min

32. Spiritual Awakening in Midlife: What Happens When You Listen to Your Gut

32. Spiritual Awakening in Midlife: What Happens When You Listen to Your Gut

What if a near-fatal car accident was the divine interruption you didn’t know you needed? In this powerful and soul-stirring episode, Cathy sits down with healer, mom of 3, and former military finance...

10 Jul 202552min

31. Midlife Moms, Mental Health & the Truth About Raising Kids Today

31. Midlife Moms, Mental Health & the Truth About Raising Kids Today

Hey friend — this week’s episode is a soul-stirrer. I’m joined by one of my best friends, Kristin Jaramillo, and let me tell you, this conversation is rich with wisdom, perspective, and real-life resi...

3 Jul 20251h 1min

30: Journey of Divorce, Solo Parenting & Betting On Myself (Feat. Juli Forde)

30: Journey of Divorce, Solo Parenting & Betting On Myself (Feat. Juli Forde)

Hey friend, This week’s episode hits deep. I sit down with my dear friend, powerhouse creative, and solo mom of three,  Juli Forde to talk about what it really looks like to start over. From navigatin...

26 Jun 202555min

29. Real Talk with My Husband: Midlife, Marriage & Raising Boys (Feat. Marcus Matthynssens)

29. Real Talk with My Husband: Midlife, Marriage & Raising Boys (Feat. Marcus Matthynssens)

This week’s episode is extra special—because I’ve finally convinced my husband, Marcus, to sit down for a real, unfiltered conversation on the podcast (yes, whiskey was involved 😆).   Together, we di...

19 Jun 202538min

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