Ask HTM - Inflating the 25x Rule, Online Car Refinancing, & Affordable ADUs (Bestie Ep) #1125

Ask HTM - Inflating the 25x Rule, Online Car Refinancing, & Affordable ADUs (Bestie Ep) #1125

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

1 - How should I account for inflation when using the 25x rule to forecast my retirement?

2 - Are sites like RateGenius and Autopay legit places to refinance my car?

3 - I have the cash on hand to build an Accessory Dwelling Unit (ADU), but should I use a construction loan instead?

4 - Should I stick $6,500 into a Roth IRA, a Health Savings Account, or a 457b?

5 - Listener win: reaching out directly to a company resulted in cash in my mailbox!

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  • Money Gears: knowing what to do with your money is crucial to your personal finance journey.
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Episoder(1163)

Ask HTM - Losing Weight to Gain Wealth, Free Car Leases, & Hacking Mortgages #1159

Ask HTM - Losing Weight to Gain Wealth, Free Car Leases, & Hacking Mortgages #1159

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , ...

29 Jun 56min

The Understated Power of Stealth Wealth #1158 (Bestie Ep)

The Understated Power of Stealth Wealth #1158 (Bestie Ep)

Clark Kent has a nerdy newspaper job, he’s got thick glasses- he’s definitely not cool in the city of Metropolis. But when he pulls back the white button up, he’s a beast and becomes Superman! He has ...

26 Jun 50min

What Most People Get Wrong About Paying Off Debt w/ Johanna Samara #1157

What Most People Get Wrong About Paying Off Debt w/ Johanna Samara #1157

Student loan balances are climbing, credit card debt is hitting new highs year after year, new forms of borrowing like buy now pay later seem to appear out of thin air (which is a testament to just ho...

24 Jun 51min

Ask HTM - Looking a Gift House in the Mouth, Prepaid Visas, & Wealth Inequality in the US #1156

Ask HTM - Looking a Gift House in the Mouth, Prepaid Visas, & Wealth Inequality in the US #1156

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , ...

22 Jun 55min

Post-Graduation Money Advice for the Real World #1155 (Bestie Ep)

Post-Graduation Money Advice for the Real World #1155 (Bestie Ep)

Getting your driver’s license was a liberating milestone worth celebrating because it meant you no longer needed your parents to drop you off at work, or it meant that your friends didn’t need to pick...

19 Jun 56min

Earn Your Freedom: Doing the Work That Pays Off w/ Bola Sokunbi #1154

Earn Your Freedom: Doing the Work That Pays Off w/ Bola Sokunbi #1154

Some of the best things in life are free, but many of the most meaningful goals demand serious time, effort, and sacrifice. The problem is, we rarely get a clear look at what it actually takes to reac...

17 Jun 58min

Ask HTM - Jumbo Down Payments, Insufficient 25% Savings Rate, & a Failure to Financially Launch #1153

Ask HTM - Jumbo Down Payments, Insufficient 25% Savings Rate, & a Failure to Financially Launch #1153

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , ...

15 Jun 1h 5min

Friday Flight - Overblown AI, Portfolio-Powered Wealth, & K-Shaped Credit #1152

Friday Flight - Overblown AI, Portfolio-Powered Wealth, & K-Shaped Credit #1152

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific ...

12 Jun 36min

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