E56: Mastering Retirement: Strategies for Financial Freedom - w/ David McKnight
El Podcast22 Des 2023

E56: Mastering Retirement: Strategies for Financial Freedom - w/ David McKnight

David McKnight, author of The Power of Zero, explains how to protect your retirement from rising taxes by strategically shifting to tax-free income sources.

Guest bio: David McKnight is a bestselling author and financial advisor known for The Power of Zero and Tax-Free Income for Life. His work focuses on helping Americans avoid the financial pitfalls of rising taxes in retirement by transitioning from tax-deferred to tax-free accounts. His book has been adapted into a documentary, and he trains advisors nationwide in tax-efficient retirement strategies.

Topics discussed:

  • Why tax-deferred accounts (401(k), IRA) may be a trap
  • The concept of the 0% tax bracket and how to reach it
  • Roth IRAs, Roth 401(k)s, and Roth conversions
  • Indexed Universal Life (IUL) policies and annuities
  • Social Security taxation and provisional income
  • Retirement mistakes, tax planning, and longevity risk
  • Puerto Rico Act 60 and global retirement strategies
  • Critiques of financial influencers like Dave Ramsey

3 best quotes:

  • “Going into a 401(k) is like going into business with the IRS—every year they get to vote on what percentage of your profits they keep.”
  • “Two times zero is still zero—that’s why the 0% tax bracket is the safest place to be in a rising tax environment.”
  • “You can’t plan for retirement if you don’t know how much of your money is really yours.”

🎙 The Pod is hosted by Jesse Wright
💬 For guest suggestions, questions, or media inquiries, reach out at https://elpodcast.media/
📬 Never miss an episode – subscribe and follow wherever you get your podcasts.
⭐️ If you enjoyed this episode, please rate and review the show. It helps others find us.

Thanks for listening!

Episoder(186)

E170: Boomers Didn’t Steal Your Future. This Did - Dr. Jennie Bristow

E170: Boomers Didn’t Steal Your Future. This Did - Dr. Jennie Bristow

Sociologist Dr. Jennie Bristow joins Jesse to dismantle “generation wars” rhetoric—especially Boomer-blaming—and re-center the real story: stalled economies, broken higher ed, housing dysfunction, and...

3 Des 20251h 10min

E169: Why Diets Fail: The Hidden Forces Controlling What You Eat - Julia Belluz

E169: Why Diets Fail: The Hidden Forces Controlling What You Eat - Julia Belluz

Investigative health journalist Julia Belluz breaks down what really drives obesity and chronic disease—metabolism myths, ultra-processed food, bad incentives, and why our entire food environment is q...

27 Nov 202544min

E168: AI - Biggest Bubble in Human History? Tech Economist Says YES

E168: AI - Biggest Bubble in Human History? Tech Economist Says YES

Tech economist Dr. Jeffrey Funk argues that today’s AI boom is the biggest bubble in history—far larger than dot-com or housing—because colossal infrastructure spending is chasing tiny, unprofitable r...

20 Nov 20251h 39min

E167: Nuclear Rockets, AI Agents & Science Hype | RealClear Science’s Ross Pomeroy

E167: Nuclear Rockets, AI Agents & Science Hype | RealClear Science’s Ross Pomeroy

Steven Ross Pomeroy, Chief Editor of RealClearScience, joins the podcast to discuss NASA’s abandoned nuclear propulsion programs, the future of AI and white-collar work, the rise of “scienceploitation...

13 Nov 202539min

E166: Is the Internet Too Big to Moderate? — John Wihbey

E166: Is the Internet Too Big to Moderate? — John Wihbey

A wide-ranging conversation with Northeastern’s John Wihbey on how algorithms, laws, and business models shape speech online—and what smarter, lighter regulation could look like.Guest bio: John Wihbey...

6 Nov 20251h 33min

E165: STUDY Shows NFL Favors the Chiefs — Lead Researcher Explains

E165: STUDY Shows NFL Favors the Chiefs — Lead Researcher Explains

Finance professor Spencer Barnes explains research showing postseason officiating systematically favors the Mahomes-era Chiefs—consistent with subconscious, financially driven “regulatory capture,” no...

1 Nov 20251h 2min

E164: The Real Reason You Can Speak: Explained by Evolutionary Biologist - Dr. Madeleine Beekman

E164: The Real Reason You Can Speak: Explained by Evolutionary Biologist - Dr. Madeleine Beekman

How human babies, big brains, and social life likely forced Homo sapiens to invent precise speech ~150–200k years ago—and what that means for learning, tech, and today’s kids.Guest Bio:Madeleine Beekm...

29 Okt 20251h 10min

E163: Why AI Still Loses to Humans: Renowned Psychologist Explains - Dr. Gerd Gigerenzer

E163: Why AI Still Loses to Humans: Renowned Psychologist Explains - Dr. Gerd Gigerenzer

A candid conversation with psychologist Gerd Gigerenzer on why human judgment outperforms AI, the “stable world” limits of machine intelligence, and how surveillance capitalism reshapes society.Guest ...

25 Okt 20251h 3min

Populært innen Business og økonomi

stopp-verden
lydartikler-fra-aftenposten
dine-penger-pengeradet
e24-podden
rss-penger-polser-og-politikk
rss-borsmorgen-okonominyhetene
utbytte
pengesnakk
livet-pa-veien-med-jan-erik-larssen
finansredaksjonen
pengepodden-2
morgenkaffen-med-finansavisen
tid-er-penger-en-podcast-med-peter-warren
okonomiamatorene
rss-sunn-okonomi
liberal-halvtime
lederpodden
rss-markedspuls-2
rss-impressions-2
rss-investering-gjort-enkelt