Gen Z's Are Anxious About their Credit Situation
I read an article that gave some startling stats on Gen Z's: a BIG percentage are quite nervous, or more like anxious, about their credit profile. Many have not even checked their credit before! Yikes...
9 Sep 20259min
Buy Now, Pay Later Loans Will Be Added To Your Credit Profile
Do you utilize Buy Now, Pay Later loans? A few of them had shown up on credit (Affirm is known for reporting) but many only appear on your credit report if you are late or it becomes a collection. But...
31 Aug 20259min
Current Debt Numbers Across the Country
What is credit, really? It's usually... debt. This is why Dave Ramsey teaches and preaches the way he does- saying don't use credit cards. It's because most of us need guard rails against going into d...
15 Aug 202510min
Student Loans are in Repayment Mode (And Causing Havoc!)
Student loans were in forbearance for several years but now, for most people with student loans, the expectation and requirement is to repay those loans with scheduled monthly payments.But approximate...
22 Jul 20258min
The Credit Game Just Changed—And It’s in Your Favor
Are you dreaming of buying your home one day but your credit hasn't been cooperating? Well great news! In a historic decision, the Federal Housing Finance Agency, the parent authority over Fannie Mae ...
11 Jul 20259min
Are You Struggling With Your Spending?
Millions of people are struggling financially. Listen in as your coach shares some guidance to help with some practical steps to create a spending plan (budget) . Questions@creditkristi.com
28 Jun 20259min
Warning of Debt Settlement Company- Credit Associates LLC
If you carry forward a large balance on your credit card month after month, there is a good chance that you have received a letter from a company such as Credit Associates LLC or National Debt Relief ...
11 Jun 202517min
The Cost of Borrowing with Poor credit vs. Good Credit
So we hear these APRs getting thrown around but how does that translate to payments and interest paid over time.Your Credit Coach compares a mortgage payment (good credit vs. bad) and a car payment an...
1 Jun 20257min
