Credit Coaching by Kristi

Credit Coaching by Kristi

Your Credit Coach Kristi will share with you her years of experience in analyzing credit reports and share with you thoughts, tips, and knowledge on how to optimize your credit score and maximize your credit understanding. Listen to the guidance of someone who has deep insight into the world of credit and credit scores. Visit creditkristi.com or email questions@creditkristi.com NMLS #754092

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Episoder(154)

National Debt Relief (And Debt Settlements vs. Credit Counseling)

National Debt Relief (And Debt Settlements vs. Credit Counseling)

Unfortunately, companies like National Debt Relief are spending a ton of money getting in front of people that carry debt to manipulate and deceive you into believing their debt settlement program is ...

10 Des 202421min

Holiday Spending - Plan For It!

Holiday Spending - Plan For It!

What other time of the year takes so much out of us- financially and otherwise?! Don't let gift giving pull you down! Make plan, be ready, take some precautions and DON'T max out your credit cards! ...

27 Nov 202414min

Is Your Significant Other's Credit Terrible?!

Is Your Significant Other's Credit Terrible?!

Is your significant other's credit profile and score causing some tension in the relationship? In addition to the obvious of having to pay higher interest or not qualify for financing at all due to lo...

29 Okt 202422min

What Is A Credit Sweep (Besides Illegal!)

What Is A Credit Sweep (Besides Illegal!)

Have you heard of the term "credit sweep" or credit washing? I hadn't either until recently. Not only does it sound too good to be true- it's illegal! Please be careful with "quick fixes" as they oft...

8 Okt 20247min

The Credit Bureaus are Selling Your Personal Info!

The Credit Bureaus are Selling Your Personal Info!

The Big Credit Bureaus are selling your information - and they are making bank by doing so! Listen in as you Coach shares 2 ways to protect your information from being sold to companies who want to kn...

25 Sep 20247min

What's Worse- No Credit or Bad Credit?

What's Worse- No Credit or Bad Credit?

Have you wondered, what is worse? Bad credit or no credit? Listen in to learn what "the decision makers" when it comes to extending credit want to see. Questions@creditkristi.com

12 Sep 202412min

More on Zero Percent 0% Balance Transfers

More on Zero Percent 0% Balance Transfers

Let's listen in to some additional details regarding zero percent balance transfers on credit cards. Questions@creditkristi.com

17 Aug 202411min

Credit Card Balances and APRs - New HIGHs

Credit Card Balances and APRs - New HIGHs

Credit card balances are at the highest level in history. In fact, over $1.115 TRILLION is the current outstanding credit card balances for Americans! 1 in every 5 credit card holders are "maxed out" ...

29 Jul 202412min

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