5. “I paid off $50,000 of debt, but I still feel guilty buying toothpaste”

5. “I paid off $50,000 of debt, but I still feel guilty buying toothpaste”

Sheena has paid off a huge chunk of her student debt. Peter wants to plan a trip to Japan for their 10th anniversary and decorate their apartment, but Sheena’s first reaction is, “How will we afford it?” Money is one of the first things she thinks about. She thinks about it every day, even when buying toothpaste. Sheena is clearly terrified of money. She can’t even feel proud that last year mid-pandemic, she paid off $15,000 of her credit card debt! When I ask her how she’ll feel when her debt is paid off, she says “Better...I hope?” But I know it won’t happen unless she changes her money psychology. Sheena and Peter’s story is an example of how we can punish ourselves unnecessarily when we grapple with finances with an all-or-nothing approach. Sheena has created a financial cage in her own mind -- but she also has the keys to get out. Listen in to understand how just a few shifts to her money psychology -- and a surprising financial strategy -- will let her take control of her money. Connect with Ramit Website Instagram Twitter Facebook YouTube Linkedin Produced by Crate Media.

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Avsnitt(268)

266. "We’re in our 30s fighting over $1000. Can we fix this?"

266. "We’re in our 30s fighting over $1000. Can we fix this?"

Ramit Sethi of I Will Teach You To Be Rich talks to Alexis, 29, and Edwens, 30, a married couple with a 10-month-old baby and two completely different ideas of what money should look like in a marriag...

23 Juni 1h 59min

265. "We spend 179% of what we make. Are we screwed?"

265. "We spend 179% of what we make. Are we screwed?"

Ramit Sethi of I Will Teach You To Be Rich talks to Melissa and Taryn, a married couple in their 40s living in Los Angeles with five children. They have a net worth of over $700K, nearly half a millio...

16 Juni 1h 52min

264. "We’re worth $4M. Why is she so terrified to spend?"

264. "We’re worth $4M. Why is she so terrified to spend?"

Ramit Sethi of I Will Teach You To Be Rich talks to J and Ana, a couple in their early 40s with three children who have built nearly $4 million in net worth through decades of hard work, saving, and r...

9 Juni 1h 51min

263. "We spend 102% of what we make. Will we ever stop drowning?"

263. "We spend 102% of what we make. Will we ever stop drowning?"

Ramit Sethi of I Will Teach You To Be Rich talks to Freya and Blake, a couple in their mid-40s with two young children who are facing one of the most urgent financial situations we’ve seen on the show...

2 Juni 1h 40min

262. "We make $167k. Why do we feel poor?"

262. "We make $167k. Why do we feel poor?"

Ramit Sethi of I Will Teach You To Be Rich talks to Drew and Amanda, a married couple earning around $167,000 a year with a net worth of over $800,000. On paper, they look financially successful but...

26 Maj 1h 53min

261. "We’re in our 40s with nothing saved. Will we be ok?"

261. "We’re in our 40s with nothing saved. Will we be ok?"

Ramit Sethi of I Will Teach You To Be Rich talks to Sebastien and Hope, a married couple in their forties who have been together for 20 years, married for 16, and have a nine-year-old son. They earn a...

19 Maj 1h 33min

260. "We’re in our 40s and forgot to invest. Are we screwed?"

260. "We’re in our 40s and forgot to invest. Are we screwed?"

Ramit Sethi of I Will Teach You To Be Rich talks to Nicole and Shane, an engaged couple in their forties getting married in just 11 days. Together they earn $241,000 a year, have a net worth of $588,0...

12 Maj 1h 52min

259. "We’re worth $1.5M but I refuse to buy new pants"

259. "We’re worth $1.5M but I refuse to buy new pants"

Ramit Sethi of I Will Teach You To Be Rich talks to Mikaela and Dave, both in their early thirties, parents of two young children, and earning an impressive $278,000 a year. Despite a net worth nearin...

5 Maj 1h 46min

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