Mortgage Application Declined? What to Do When the Bank Says No | Episode 537
A no from the bank doesn’t always mean you can’t borrow.We break down what happens when a mortgage application is declined, from specialist and second-tier lenders to full doc, alt doc and no doc loan...
15 Sep 24min
NZ Economy 2026: Is the Worst Finally Over Ft. Brad Olsen | Episode 536
Is the worst finally behind the New Zealand economy?Infometrics Principal Economist Brad Olsen joins James and Mike to unpack where the NZ economy really stands, from stubborn inflation and unemployme...
12 Sep 54min
The 10 Most Critical Years in Retirement ft. Ben Brinkerhoff | Episode 535
Saving enough for retirement is only half the battle - knowing when to spend it could be just as important.James sits down with Ben Brinkerhoff, Head of Advice at Consilium, to unpack why the first 10...
10 Sep 43min
National Expands 5% Deposits for First Home Buyers: Does It Stack Up? | Episode 534
A 5% deposit could get thousands more Kiwis into their first home - but is it really as good as it sounds?James and Mike unpack National’s proposed changes to the First Home Loan scheme, including the...
8 Sep 24min
OCR Hike: The 5 Factors Driving Mortgage Rates | Episode 533
The OCR is up but that doesn’t tell you the whole story about where mortgage rates are heading.James and Mike break down what actually determines your interest rate, unpacking the OCR, swap rates, who...
5 Sep 18min
The Next Economic Shock: What’s Your Plan? | Episode 532
Another economic shock is coming. Is your money ready for it?James and Mike break down the financial fundamentals that can help you weather whatever comes next, from setting clear goals and building a...
3 Sep 20min
New Build Townhouses: Why They Lost 40% in Value | Part 2
Owning the wrong property is one thing. Working out what to do next is the hard part.In Part 2, James, Mike and Adam break down the options for investors stuck with an underperforming townhouse, inclu...
1 Sep 23min
New Build Townhouses: Why They Lost 40% in Value | Episode 530
Not all new-build townhouses are created equal.In this episode, Adam Farrell, Property Director at Lighthouse Financial, joins us to unpack real examples of townhouses that have lost hundreds of thous...
29 Aug 14min
